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fdashiell
ParticipantYou wouldnt have to take it out of your retirement bundle. Roll into a Roth IRA within 60 days to keep it invested. No withdrwls from a Roth are taxed, and they grow tax free. There is no required minimum distribution either from a Roth.
ParticipantMy sales rep told me the only 2023 models being delivered are Debut Edition. He said all 2023 orders from the May 2022 order window will be asked to build an order for a 2024 model. My dealer has 6-8 2023 Debut Editions in house being prepared for delivery. Somehow one of them was unclaimed and I got it! He said my existing order from May 2022 was untouched. I had already received a puzzling email from the dealer with a link to bulid an order for a 2024 model. No mention of any incentive or any explicit communicaton that I was not going to get a 2023 model.
ParticipantThat was somewhat facetious. More seriously, it seems unfair to limit the tax incentive to the tax owed that year. Just because you have a low tax bill in one year should not exclude you from the incentive. You could have losses that reduce your bill that year. You should get a tax credit not limited to the tax owed for a particular year. That means in some cases the $7500 comes in a refund. This feature of the IRS notice should also be appealed.
ParticipantWell just have a good friend or son/daughter buy it with your money, then transfer title to you. At tax time they get the rebate which they split with you for an agreed amount say $6500/$1000. They get $1000 for helping you. Maybe they will inherit the car as well some day!
ParticipantNo rebate at all if you take delivery in 2022 because GM has sold too many EVs. New law takes effect on deliveries after 12/31/2022, but we dont know for sure how much it will be for the Lyriq. Model year of car is irrelevant; delivery date determines one of the criteria. There are also other criteria, including income of buyer and source of battery.
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